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Earthquake Coverage
Get a Quote
(Courtesy
USGS)
Q: How
do I decide whether or not to get earthquake insurance?
A: You
should consider the following factors when deciding whether or not to
get earthquake insurance:
-
proximity
to active earthquake faults
-
seismic
history of the region (frequency of earthquake time since last
earthquake
-
building
construction (type of building. and foundation
architectural layout materials used)
-
quality of
workmanship
-
extent to
which earthquake resistance was considered by the designer
-
local site
conditions (type and condition of soil)
slope of the land
-
fill
material
-
geologic
structure of the earth beneath
-
annual
rainfall
-
value of
the building and its contents
-
cost of
the insurance and restrictions on coverage (i.e. the deductible).
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